The Bible of Fraud 2
The Bible of Fraud: Part II
Written By: Sneak Thief
What A Fool I Was!
Looking back on my old file, The Bible of Fraud, I'm almost sickened at how lame I was back then (then again, some people will argue about how lame I am NOW), so this file will attempt to rectify some of the earlier flaws in The Bible of Fraud.
CBI/TRW
CBI and TRW are huge credit verification systems which contain credit information on 125 or so million Americans. If you simply know the name, address, and first letter of someone's street, you can find out their credit card number, and other essential informations. You can see how useful this can be for carders. But TRW and CBI's usefullness does have it's price, however...
CBI and TRW passwords are much harder to find than they were way back when. CBI passwords are echoed back to screen when entered, hence they are not echoed to the business' printer which is usually on during during the procedure. Although many will argue with me, I believe that TRW passwords are. This is as of three months ago, when I shocked myself and friends by finding a print-out with a valid TRW code on it. Shocked, I most definately was. But, TRW is getting greatly worried due to complains from people with their records violated, so it most definately unlikely that they will keep up the practice.
As I mentioned in my earlier file, CBI is generally prefered to TRW by any carder with enough sense to tie his shoes without help from Mommy. The reason for this is simple: TRW is VERY nasty towards anyone in their system! They trace. They prosecute. If someone breaks in while you're on one of these systems and says, "What the HELL are you doing!?" Don't bother hanging up. They've already got you. You could try and BS your way out of it, but I doubt that (by the way, however, it is unlikely that TRW is paying very close attention to most of the ports of their system due to the sheer number of them, but if you dial your local TRW dial-up direct [Never, NEVER do that!] and they break in, your career is over.
CBI, according to many people I've talked to, is much less dangerous than TRW, but I doubt that they wouldn't enjoy hauling your ass into court if they caught you. The only really easy way I envision getting a CBI code (other than leeching off of someone else), is to look in the trash for CBI print-outs with the users code written on them (so the idiot using the machine won't forget). This is unlikely, but Metro ever waking up to the fact that they we're being robbed blind was unlikely, also.
So, in conclusion, I would just get my hands dirty by trashing, as TRW and CBI codes go dead so fast, they usually aren't worth the trouble you took to get them. On to trashing techniques!
Trashing
If you do not know what trashing is, I recommend that you scavenge up a copy of the Bible of Fraud, as it gives a more complete explanation of trashing techniques.
Some hints...
- Good places to trash are Flower Shops. They do a lot of phone orders, and instead of reaching your hand into chicken guts or the bag where they empty the ashtrays into, you can just root around in wilted flowers.
- Malls are not great places to trash. This is because of an increasing number of nosy security cops, and the fact that tenents at the mall have usually been lectured on security and shred their carbons.
- Try and get all the information from a carbon that you can. If you find a business that requires all kinds of information (driver's license number, home address, etc), as my local Video World does, your in luck. Many places require all of this information.
- Trash around the beginning or end of the month. This is when many companies throw away their old files filled with carbons. You can also try the end of the week, as some stores clear out the weeks files then.
- FIND OUT WHEN TRASH DAY IS! Then come the evening before. If your going to find anything, find it then.
On to the next section, Ordering.
Ordering
The key to ordering is the voice. That's all there is too it. If you sound like Mickey Mouse, better find someone else to order for you. Here are some tips on ordering...
- Do not be playing any music in the background.
- Keep the door closed in the room your ordering from, and whenever possible, order when your parents aren't home. This way, they won't hear your mother screaming at you to do chores, or some other stupid thing, and your mother won't hear you ordering (we wouldn't want her to do that, would we?
- If something goes wrong with the order (suspicious clerk, etc), or your asked for a piece of info you can't give, DO NOT HANG UP INSTANTLY. This instills great suspicion, suspicion of you. Far better it is to BS out of it and then hang up more politely.
- If you give them the credit card number, and then something goes wrong (ie: you panic and hang up), throw away the number you gave them. It may be overly cautious, but you never know!
- Call (800) verification numbers from a pay-phone.
- Order from a payphone [One of my favorite techniques is to find a remote pay phone in which there is two or more phones, and order from one and leave the other off-hook. Then I give the guy the phone number of the off-hook phone. This is good because I have had instances in which I had a number that rang forever, and they called it while I was on! ("Sir, your phone is ringing...")]
- Never, ever, allow your voice to squeak.
Ok, I think that is about all that is really needed on ordering, so on to the next section: The Drop
The Drop Site
After you find the perfect card, and order perfectly, you've still got to pick it up. This is the most dangerous part, so it might be a good idea to find someone else to do it for you, but I doubt anyone would do it.
Wear normal clothes and look normal. If you pull a cap over your eyes, wear dark sunglasses, etc they will probably remember you, and on the off chance that the Feds come interview these people they can give a MUCH better description.
By far the best way to fraud is to find an isolated house that is vacant. Make sure that it is far enough away from your house that it won't cause suspicion, but close enough that when you come to check on your order every day you won't be too tired. If you drive your car to the drop site, use a little sense and park it a couple blocks away. Unfortunately, vacant houses are rare, and they do not stay vacant for long. Thus, another good way is to find a house in which no one is home in the daytime (this isn't so hot when you order special UPS [It's always a good idea to wait for regular UPS!], since they can't sign for it.
If you cannot find a family that works, then you will just have to send it to any old house. Leave these people a note saying "Due to an error, some of the goods I ordered are coming to your house. I would appreciate you holding them for me." Then just come and pick them up (when doing this, wait for a week after your sure it'll be there. Coming back more than once would stick your face in their memory.
The only rule of the drop is: NEVER USE A PO BOX! Not only if you are caught will you get in more trouble, you are much more likely to get caught. I cannot count how many times I've seen people get busted from a PO box because they keep on reusing the same one. Save yourself the trouble and expense, and the risk, and forget a PO Box. I'd hate to read about you in the paper.
On to the final section, Random Hints.
Random Hints
- Get rid of your carbons. Copy them on to a disk file, so they are easier to destroy (in case of emergency), and your parents won't chance upon them.
- Decide what you want to get before you get before you get it. If you need an Apple Cat 212 and and a ten meg for your board, get them and don't add a Hayes Mach /// joystick for Bill, a 212 upgrade for Sam, a...
- Lay low after a fraud. After you fraud something, wait a couple of weeks before you try anything else.
- Never keep any of the stuff that comes with the merchandise. Such as the invoice slip, etc. Destroy it immediately.
- Do not get greedy. That will only cause trouble. Fraud what YOU need, and only the essentials. If your friends want something, it's up to them to take the risk of getting it!
- Never use the same address, PO Box, etc., twice. In fact, only send something to a general area once.
- Sell whatever you can. Use the profits from that to buy the same stuff legally. (It makes things easier than destroying serial numbers, etc)
- Computer stuff is the hardest to fraud. If you find yourself getting frustrated, fraud something easy but something that you can sell for a decent profit (Tennis rackets are great for this!)
- Don't flaunt what you get. Parents are VERY suspicious.
Hot Areas
You won't get busted. Rather, you won't get busted if the feds don't come into your area. If they start getting interested, and investigate your area, and then you attempt a fraud, you are busted. So wise up. If you see strange men in dark business suits and aviator sunglasses lounging around in front of your drop, or cars in government license plates are driving around your city, cool it.
If you live in say, Los Angeles, you can get away with more than if you live in Crow's Neck, Montana. The reason is once they get interested in Crow's Neck, they can stake out the entire town, whereas in Los Angeles that is slightly difficult even for your friends and mine, the FBI.
So, take the obvious course--let your area stay cool. Small frauds, spaced far apart will keep you safe. 5 ten megs to the same address in a week won't.
The Media
You see the media constantly crowing about "Teenage 'HACKERS' in New Jersey Arrested", or "Irvine Youths Convicted of Five Counts of Mail and Wire Fraud", but the truth is that they don't make many busts, that's why they keep on blabbing about the ones they do make. But, if you read in the paper about your friend Bez Man being busted, and he lives five miles away, take it as a hint to start destroying documents, etc, etc... In other words, use the media as some sort of 'heat detector'. When they start crowing about law and order and computer crime, it's time to pack things up for a while. Likewise after a MAJOR bust, as the local cops will always be looking to get in on the glory.
The End
I hope that this file has been educational, and I wish you luck on any career of frauding. Don't get busted, and don't get greedy, and enjoy a long career of getting what you want--for free.
I would REALLY appreciate any feedback, and I'll give credit where credit is due, so leave me a message on any of the below listed boards.
If you didn't like this file ... I don't really care (I've got enough things to worry about!)
Stupid Disclaimer
Since you are sentiment human being (hopefully), and are not under control by me, I disclaim all responsibilities for any actions inspired by this file ("Gee, what might that be?").
Consider this file my extreme usage of the First Amendment.
Call these fine systems...
Compu-Swap (20 meg AE 300/1200)......714/828-8072
Alpha Centari (10 meg Cat-fur/BBS)....213/493-5877
1985 (10 meg BBS).....................612/729-1985
The Draco Tavern (10 meg Cat-fur/BBS).707/745-5805
Sirius Cybernetics (45megs Amiga).....808/521-3306
Leave me mail if you have anything you wish to contribute to later volumes.
