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Money Incorporated Digest 23
MONEY INCORPORATED #23
RELEASED 4 JANUARY 1995
MONEY INCORPORATED ARE: SLEEPY
SONIC FURY
CCRIDER
THE BIG CHEESE
SLEAZY P. MARTINI
TODAY'S TOPIC: THE NEW EQUIFAX CREDIT REPORT
Continuing with my in depth research of credit and credit bureaus, I have
come across the new equifax credit report. Some of you might remember
that equifax was at one time called CBI, and that CBI was the most popular
service for hackers to abuse.
Well, just for your information the data below is for information purposes
only, and if you could find a way to abuse them, you shouldn't. (Yeah
right!)
BTW, this should be considered a sequel to my previous report on TRW.
>Anything between arrows is my notes!<
Credit Office Name
Address
Phone Number
Your Name Date xx/xx/xx
Address SSN#: 123-45-6789
City,State 00000 DOB
Spouse: Name
>The next section is the accounts section<
Company Name Account No. Whose Date Date Credit Terms St.
>St. is abbr. for status< Acct. open Last
Sears xxxxxxxxx J 9-80 11-94 5400 R1
>J=Joint, I=individual, A=Authorized User,T=Terminated,C=Cosigner,S=Shared)
Gwar Bank xxxxxx I 12-92 11-94 10000 48m I1
>This is an installment loan<
Diners Club xxxxx-xxx-x I 10-90 12-92 500 O1
Closed Account
>This is a charge card with no set limit<
Gwar Bank xxxxxxxx J 7-86 11-94 586000 240M I1
>This is a mortgage for 20 yrs.<
>This next section is the Paying history<
Prior Paying History - 30(03) 60(04) 90+(00) 08/92-R2 09/92-R2 12/90-R4
>Number of time it was 30, 60, 90 or more days late<
>Dates of 2 most recent and one most severe delinquency<
Collection Reported 6/90, Assigned 9/89 to Pro Coll Agency (800) 666-6666
Client ABC-Hospital; Amount-$890; Stat Unpaid 6/90; Balance $890 06/90
Date of last Activity 9/89; Individual; Account number XXXXXXXX
>That was self-explanatory...<
Courthouse Records
None to report
>Again Self Explanatory<
Additional Information
Former Address - 123 Cock St. Dick PA 17321
Last Reported Employment - John's Whorehouse - Pimp
Companies that requested your credit history.
03/04/94 Sears
>This ends the file....now for explanations of credit paying history<
>My notes will no longer be in arrows...<
Types of accounts are fairly easy, just remember:
O=open, no credit limit (AmEx)
R=Revolving, set limit
I=Installment
Timliness of payment:
0=too new to rate, or not used
1=Paid on time
2=30+ days late
3=60+
4=90+
5=120+ or collection accoutn
7=Making regular payments under wage earner plan
8=reposession
9=charged off
Remember, if any business can get your credit file, you have to understand
it to have the edge on them. If you understand how to read your credit
report and use it to your advantage, you can get things easier than you
can possibly imagine. Of course if you can hack a CBI account you can
also use this knowledge to your advantage as well.
Index of Money Incorporated Digest 1-20
1 - Fuck Animal Rights Activists! by Sleepy
2 - Lamers - What to do with em? by Sleepy
3 - Lame Groups by Sleepy
4 - 1 (800) COLLECT Scam by Sleepy, concept by Sonic Fury
5 - Do it Yourself Drugs by Sonic Fury
6 - Crippled Children Suck! or how to get free GTE Testfones by Sleepy
7 - 1 (800) CALL ATT scam by Sonic Fury
8 - Switching for Imbeciles by Sleepy
9 - French People Suck! or Sprint Cellular Scam by Sleepy
10 - Card a Life! by Sleepy
11 - Never Released
12 - Camel Jockeys Suck! or Crime in the 90's by Sleepy
13 - How to fuck up the USPS by Sleepy
14 - 900 Number scams and fast food anarchy by Sleepy
15 - The Future of the Amiga by Sleepy
16 - How to save the Amiga by Sleepy
17 - Trans Union Credit Reports by Sleepy
18 - Not released
19 - Not Released
20 - Welcome me back by Sleepy
21 - Loan Company Scmas or Dialing for Dollars by Sleepy
22 - Using Credit files to your advantage by Sleepy
23 - The New Equifax Credit Report by Sleepy
Coming soon...MONEY INCORPORATED'S GREATEST HITS!!!!!!
Copywrong 1995 Money Inc. Enterprises Ltd.
All rights sold at auction.
MONEY INCORPORATED ARE:
Sleepy - World Leader
Sonic Fury - Chairman
CCRider - Interner Coordinator
The Big Cheese - Scam Coordinator
Sleazy P. Martini - Manager
You suck. 
